Membership, Accounts & Service
In order to comply with the U.S.A. Patriot Act, the Patent and Trademark Federal Credit Union is required to verify the identity of members applying for and opening new accounts/services or adding signatories to existing accounts/services with the credit union.
Information that we are required to obtain includes:
- Name
- Mailing Address
- Street Address (if different)
- Social Security Number or Tax Identification Number
- Date of Birth
To open your account, you must upload two forms of identification. One must be a photo-bearing document, and one must be a signature-bearing document. Acceptable forms of identification:
- PTO employees must upload a valid PTO employment badge.
- Contractors must upload a valid PTO contractor badge.
- Copy of government-issued photo ID (such as driver's license, passport, Student ID, State-issued ID, etc.)
- Additional data or identification, as required under the U.S.A. Patriot Act may also be gathered depending on the type of account applied for or opened. Data on existing members will be gathered as they open or use additional services offered by the credit union or add signatories to accounts.
You must deposit $25.00 into your primary share account to complete the account opening process.
The U.S.A. Patriot Act requires the credit union to maintain identification verification records and update the information.
This information will be kept confidential as required under the Privacy Act and all other applicable laws and regulations.