SCAM ALERT: If you receive a text message asking you to confirm a cash transaction by replying "Yes" or "No," do not respond. This is a scam. The message claims to be from the PATENT & TRADEMARK OFFICE F.C.U. SECURE FRAUD ALERTS, but we do not send out fraud alerts. Stay vigilant and protect your information.

We will be closed on July 4th in observance of Independence Day and reopen on July 7th at 9:00 a.m.  If the federal government closes early on July 3rd, we will close at 1 p.m.

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Buying a House

For many, the largest purchase someone will make in their lifetime will be the purchase of a home. Buying a new home should be a fun and exciting time. PTOFCU is here to help! We offer a wide range of loan options and work diligently with our members to make financing of your new home as enjoyable and affordable as possible. For more information, visit our Home Loans page. Below are some helpful calculators to use at your convenience when considering purchasing a home:

Interest First Calculator
Bi-weekly Mortgage Calculator
Do I want a Fixed or Adjustable Rate Mortgage?
What will my mortgage payment be?
Mortgage Refinance Calculator