The Credit Union will be closed on Monday, October 12, 2026, in observance of Columbus Day.  We will reopen on Tuesday, October 13, 2026, at 9 a.m.

 

Important Notice Regarding Federal Employee Payroll Deposits: PTO FCU is aware of reports from members who have not received their expected payroll deposits.  We understand that these delays may affect scheduled automatic payments, bill payments, and other financial obligations.

We are closely monitoring the situation and encourage affected members to contact PTO FCU directly so we can assist with any immediate financial concerns, including potential payment disruptions or fees.  Also, please contact your payroll office for more details. 

We appreciate your patience and understanding.  We remain committed to supporting our members as this situation is resolved.

 

Routing # 256078433 Applications & Forms Hours & Locations ATM Locator Contact Us Pay My Loan
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Applying for a loan at PTOFCU is as easy 1, 2, 3

  1. Print the documents checklist we've provided to help make your loan processing quick and easy.
  2. Complete a loan application and submit to the credit union. Applications may be completed: Online or Printed and returned to the credit union.
      CLICK HERE TO APPLY ONLINE   CLICK HERE FOR A PRINTED PDF Loan Application
  3. Fax your most recent pay stub to the loan department at 571-273-0190.

We will contact you with the results of your application within 24 hours. 

* NOTE: To apply for a Loan Online, you will need an account setup for Online Teller. Clicking 'Click Here to Apply Online' above will take you to the Online Teller login. Once logged in, you will be able to apply for a loan online. You may also print and fill out the PDF version above.