The Credit Union will be closed on Monday, October 12, 2026, in observance of Columbus Day.  We will reopen on Tuesday, October 13, 2026, at 9 a.m.

 

Important Notice Regarding Federal Employee Payroll Deposits: PTO FCU is aware of reports from members who have not received their expected payroll deposits.  We understand that these delays may affect scheduled automatic payments, bill payments, and other financial obligations.

We are closely monitoring the situation and encourage affected members to contact PTO FCU directly so we can assist with any immediate financial concerns, including potential payment disruptions or fees.  Also, please contact your payroll office for more details. 

We appreciate your patience and understanding.  We remain committed to supporting our members as this situation is resolved.

 

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CU Safe and Sound: $250,000 Share Insurance Protection

Your money at Patent & Trademark Office Federal Credit Union is federally insured by the National Credit Union Administration (NCUA). The NCUA is an independent United States government agency that insures the deposits of credit union members nationwide. The NCUA examines, supervises and insures both federally-chartered and qualifying state-chartered credit unions. Patent & Trademark Office Federal Credit Union is a federal-chartered credit union. The NCUA historically has always been stronger and more funded than its sister agency, the FDIC (Federal Deposit Insurance Corporation) which insures the deposits of banking customers.

What This Means to You: Your PTOFCU share accounts are federally insured up to the Standard Maximum Share Insurance Amount (SMSIA), $250,000 as of October 3, 2008. 

Share Insurance Estimator
Basic Facts for NCUA Insurance

The Spanish version of the Share Insurance Estimator is available at: http://go.usa.gov/kPWm and on espanol.MyCreditUnion.gov.

NCUA has established an Insurance Call Center operating from 8 a.m. to 6:30 p.m. (EDT) Monday through Friday. Insurance experts are available to answer questions about the coverage provided by NCUA share insurance. The toll-free Insurance Call Center number is 1 (800) 755-1030, extension 1.